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JG Leasing

Call us on 01473 554201

Monday to Friday 8.30am to 5.30pm

enquiries@jgleasing.co.uk

JG Leasing Initial Disclosure Document

About our Finance & Insurance Services

1. The Financial Conduct Authority (FCA)

The FCA is the independent watchdog that regulates financial services. Use this information to decide if our services are right for you.

2. Whose products do we offer?

JG Leasing offers products and services from a range of leasing companies, UK vehicle dealerships and product providers with whom we have commercial agreements in place to assist with your vehicle hire/lease. 

We only offer the following insurance facilities from the providers detailed: 
• Financial Shortfall Guaranteed Asset Protection (GAP) Insurance provided by Spectrum Insurance Services

3. Which services will we provide you with?

We offer a consultancy and sourcing service in respect of vehicle leasing. In assessing your requirements, we may seek such information about your personal circumstances and objectives as might be relevant to enable us to identify your needs. It is important that you provide us with accurate and relevant information. You will not receive advice or a recommendation from us, but we may ask questions to narrow down the selection of vehicles, from which you can more easily make your own choice if you so wish. 

We will provide you with information on suitable insurance products in order for you to make an informed decision.

4. What will you have to pay us for our services?

No Fee. 
We receive financial remuneration which may be variable or pre-set dependent on the product and the volume that we place with that organisation. 
If you would like more information in regard to the disclosure of commission, please visit www.jgleasing.co.uk/commission-disclosure 
We receive commission as a proportion of the premium paid from our insurance provider if you decide to enter into an agreement with them.

5. Who regulates us?

JG Leasing is a trading style of John Grose Group Limited, Foxtail Road, Ipswich, Suffolk, IP3 9BE who are authorised and regulated by the Financial Conduct Authority. Our FCA Registration number is 311058. 
Our FCA permitted business is arranging general insurance and finance contracts. 
You can check this on the FCA Register by visiting the www.fca.org.uk.

6. What to do if you have a complaint

If you wish to register a complaint, please contact us: 

in writing:  PA to the Directors, John Grose Group Limited, Foxtail Road, Ipswich, Suffolk, IP3 9BE 

by email:  directorspa@johngrose.co.uk 

by phone:  01473 270707 

If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service (www.financial-ombudsman.org.uk).

7. Are we covered by the Financial Services Compensation Scheme (FSCS)?

We are covered by the FSCS. You may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim. 
General Insurance advising and arranging is covered for 90% of the claim with no upper limit. Compulsory forms of insurance (eg Motor Insurance) are covered for 100% of the claim with no upper limit. Further information about compensation scheme arrangements is available from the FSCS. 
Please note - finance products are not covered by this scheme.

JGLeasing is a trading name of John Grose Group Ltd. Registered Office: Whapload Road, Lowestoft, Suffolk NR32 1NN Registered number 01491537. Authorised and regulated by the Financial Conduct Authority, reference number 311058. You can check this on the FCA’s website www.FCA.org.uk/register or by contacting the FCA on 0300 5008082. John Grose Group Ltd is a credit broker but not a lender. In the event a financial services complaint cannot be settled between us, you may refer to the Financial Ombudsman Service. This service is free to use. Their contact details are Financial Ombudsman Service, Exchange Tower, London E14 9SR; telephone 0800 0234567 or 0300 1239123; email complaint.info@financial-ombudsman.org.uk; and their website is www.financial-ombudsman.org.uk. In the event a non-financial services complaint cannot be settled between us, we recommend the National Conciliation Service as an organisation competent to deal with unresolved complaints. Their contact details are National Conciliation Service, 2 Allerton Road, Central Park, Rugby, CV23 0PA; telephone 01788 538317; email contact@nationalconciliationservice.co.uk. Additionally, as a member of the BVRLA - you are also able to refer any unresolved complaints for their investigation. Their contact details are: British Vehicle Rental and Leasing Association, River Lodge, Badminton Court, Amersham, HP7 0DD. Telephone; 01494 434747. Email: complaint@bvrla.co.uk

Disclaimer: All vehicle images and descriptions are for illustration and reference purposes only, all vehicle leases are subject to credit approval and subject to change at any time. E&OE.

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