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17th Oct 2019 - We supply all makes and models at competitive prices on contract hire - please contact us with your requirements

Initial disclosure document

1. The Financial Conduct Authority (FCA)

The FCA is the independent watchdog that regulates financial services. Use this information to decide if our services are right for you.

2. Whose products do we offer?

We act as a Credit Broker not a lender and can introduce you to a limited number of lenders and finance products to assist with your vehicle lease.We only offer the following insurance facility from the provider detailed: GAP - Guaranteed Asset Protection provided by Motorway Direct Pie

3. Which service will we provide you with?

We will advise and make a recommendation for you after we have assessed your needs for:
Credit Agreements - Personal Contract Hire, Contract Hire (Business Users)

4. What will you have to pay us for our services?

No fee
You will receive a quotation which will tell you about the costs of each of the products and any other fees relating to any particular credit agreement. Please note that we may receive payment(s) or other benefits from the finance provider and we receive commission as a proportion of the premium paid from our insurance provider if you decide to enter into an agreement with them.

5. Who regulates us?

JG Leasing is a trading style of John Grose Group Limited, Foxtail Road, Ipswich, Suffolk, IP3 9BE is authorised and regulated by the Financial Conduct Authority. Our FCA Registration number is 311058.Our FCA permitted business is arranging general insurance and finance contracts. You can check this on the FCA Register by visiting the www.fca.org.uk.

6. What to do if you have a complaint

If you wish to register a complaint, please contact us:
in writing   Customer Complaints, John Grose Group Limited, Foxtail Road, Ipswich, Suffolk, IP3 9BE
by phone    01473 270707 If you cannot settle your complaint with us, you may be entitled to refer It to the Financial Ombudsman Service (www.financial­ ombudsman.org.uk)

7. Are we covered by the Financial Services Compensation Scheme (FSCS)?

We are covered by the FSCS. You maybe entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim.

General Insurance advising and arranging is covered for 90% of the claim with no upper limit. Compulsory forms of insurance (e.g. Motor Insurance) are covered for 100% of the claim with no upper limit. Further Information about compensation scheme arrangements is available from the FSCS.

Please note - finance products are not covered by this scheme.

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